Atlas · Anti-money laundering
Institutions must report suspicious transactions to COAF within 24 hours
Reviewed on 2026-10-02 · next review 2027-04-02
Data
| Who | Criterion | Consequence | Source | Data date |
|---|---|---|---|---|
| Persons referred to in Art. 9 of Law 9.613/98 | Proposal or execution of suspicious transactions | Report to COAF within 24 hours | Law 9.613/98, Art. 11, II | 18/01/2012 (wording of Law 12.683) |
| Persons referred to in Art. 9 of Law 9.613/98 | Absence of reportable transactions | Report to COAF/supervisory body at the established frequency | Law 9.613/98, Art. 11, III | 18/01/2012 (wording of Law 12.683) |
Data consulted on 02/10/2026.
Basis
- Lei n.º 9.613/1998 (Planalto, in Portuguese): Art. 9 defines the persons subject to control mechanisms; Art. 11 establishes the obligation, confidentiality, and the 24-hour deadline for reporting suspicious transactions to COAF.
How it applies
Institutions covered by Article 9 of Law 9.613/1998, which include entities in the financial, capital, insurance, and other specified markets, must monitor proposals or operations that show signs of the crimes provided for in said law. Once a suspicion is identified, the duty to report to COAF is immediate, respecting the 24-hour deadline. The legislation expressly prohibits the institution from informing the client or any third party about the filing of such a report. In addition to reporting events, Article 11, item III, provides that the absence of suspicious operations in a given period must be reported to the regulatory or supervisory body, or to COAF itself, in the manner disciplined by them.
Limits
- This fact sheet is limited to the deadline established in Article 11, item II, of Law 9.613/1998.
- The list of obligated persons follows the roster in Article 9 of the same law and is subject to complementary regulations issued by supervisory bodies.
- Changes subsequent to the latest consolidated version of Law 9.613/1998 must be verified directly at the official Planalto source.